Travel Assistance · 24/7 Response

Travel Fearlessly.

Travel protection that responds while something's happening or before it happens, not after. One button tap connects you to our crisis team that coordinates and covers the response, with zero out-of-pocket costs.

  • 40+ years of experience
  • Lloyd's of London backed
  • 220+ countries and territories
Traveler in a sunlit destination
$0 Out of pocketNo claims, no deductibles
24 / 7 LIVE
Destination(s)
Destination(s)
The gap you didn’t know you had

The layer your travel
insurance is missing.

CAP coordinates and covers the situations your travel insurance wasn't built for, the ones unfolding while you're still abroad.

Medical Response

Full coordination and funding for medical crises abroad

  • Medical evacuation to your home hospital of choice
  • Emergency medical relocation
  • Transport escort home
  • Medical monitoring & physician consults
  • Traveling companion assistance
  • 24/7 medical hotline & interpreters
INCLUDED ON EVERY PLAN

Security Response

Evacuation and in-country support for the threats insurance excludes

  • Natural disaster crisis evacuation
  • Terrorist event response
  • Political threat evacuation
  • Riots & civil commotion evacuation
  • Kidnap & ransom response
  • Wrongful detention assistance
ONLY ON CAP TOTAL ASSIST
What is CAP

Not insurance.
Response.

Travel insurance is a financial product. It reimburses you after something goes wrong. CAP responds while it's happening, pays the bills directly, and gets you home.

Travel Insurance
WhenAfter the trip
ProcessFile a claim, then wait
Out of pocketYes, reimbursed later
WhenWhile it's happening
ProcessPress one button
Out of pocket$0, ever

You were smart to get travel insurance. CAP fills the gaps it doesn't.

CAP response team coordinating support
As Featured In
The New York Times Forbes USA Today NBC The Washington Post Travel Weekly The Wall Street Journal Fox News CNN
How CAP works

Three steps. One is "press the button."

CAP Advantage app screen
  1. STEP 01

    Get your plan

    Takes 2 minutes. Cancel anytime before travel. No paperwork, no medical exam.

  2. STEP 02

    Travel with the app

    The CAP Advantage app gives you real-time risk alerts, destination intel, and GPS check-in.

  3. STEP 03

    Press ASSIST

    One touch sends help. We coordinate everything and cover the costs — no out-of-pocket, no claims.

  4. Get My Price →
CAP Medical Assist vs. CAP Total Assist

Choose your level of coverage.

Both plans are fully funded with zero out-of-pocket costs, no deductibles, and no claims process. CAP Total Assist adds full security response on top of everything CAP Medical Assist covers.

CAP Medical Assist

Medical crisis response & evacuation

Up to 30 days of travel coverage from $72

60 / 90-day & annual plans at checkout — final price depends on destination risk.

Get Started →
Included
  • Medical Evacuation & Transport If you're hospitalized while traveling and need continued inpatient care, FocusPoint arranges and pays for your medical transport, whether by commercial flight with a medical escort or by air ambulance.
  • Home Hospital Repatriation If you're hospitalized abroad, FocusPoint can bring you home to finish inpatient treatment at a hospital in your home country, when medically necessary.
  • Escort & Companion Assistance If you're hospitalized for more than three days or in critical condition, FocusPoint flies one family member or friend to your bedside and covers their lodging for up to seven days. An escort can also accompany you during an evacuation or repatriation.
  • Dependent Children Assistance If hospitalization or death leaves your dependent children unattended during a trip, FocusPoint arranges and pays for their return home, with a qualified attendant to accompany them if needed.
  • CAP Advantage App A one-touch Assist button connects you to a 24/7 Crisis Response Center, alongside safety check-in, health, safety and security risk alerts, and location sharing you control. Log in before your trip; the Assist button must be activated to receive assistance.
  • Translation & Interpretation Phone translation in all major languages during a covered crisis, with an independent interpreter funded for up to 45 days when needed.
  • Emergency Message Relay During a covered crisis, FocusPoint relays urgent messages to the emergency contact in your profile so the people at home know your status.
  • Return of Vehicle If a medical repatriation cuts your trip short, FocusPoint arranges the return of your rental vehicle.
  • Legal Referrals If a covered crisis creates a legal problem abroad, FocusPoint refers you to qualified local legal help.
  • Repatriation of Mortal Remains If a customer passes away during a covered trip, FocusPoint arranges and pays directly for preparing and returning their remains to a funeral home in their home country.
Recommended

CAP Total Assist

Everything in Medical + full security response

Up to 30 days of travel coverage from$99

60 / 90-day & annual plans at checkout — final price depends on destination risk.

Get Started →
Everything in CAP Medical Assist, plus full Security Response:
  • Natural Disaster Response If an earthquake, hurricane, wildfire, or similar event strikes during your trip, FocusPoint can deploy crisis consultants and security personnel to get you to safety, up to full evacuation from the impacted area.
  • Political Threat Assistance If riots, strikes, civil unrest, or political violence break out during your trip, FocusPoint can deploy consultants to help you shelter in place or evacuate the impacted area.
  • Terrorism Crisis Support If you're directly impacted by a terrorist incident, FocusPoint can deploy a crisis consultant to help you reach safety, with medical attention and added security as needed.
  • Wrongful Detention Support If you're wrongfully detained abroad by a government or a group acting with its approval, FocusPoint works toward your release and provides legal referrals and an interpreter as needed.
  • Emergency Relocation In a medical emergency, FocusPoint transports you under medical supervision to the nearest facility capable of providing adequate care.
  • Crisis Consultation On-demand, 24/7 access to trained crisis consultants who provide guidance and coordinate the in-country response during a covered crisis event.
  • Kidnap & Ransom Response If a customer is kidnapped for ransom, including express or virtual kidnap, FocusPoint consultants work with the family or employer to bring about a safe release. Ransom payments are not reimbursed.
  • Disappearance of Persons If contact with a customer is unexpectedly lost for more than 48 hours during a trip, FocusPoint investigates and works to locate them and return them to safety, with search and rescue costs included.
  • Blackmail & Extortion Response If you receive illegal threats paired with a demand for payment, FocusPoint can deploy a consultant to investigate and work toward a resolution. Extortion payments are not reimbursed.

CAP Medical Assist doesn't cover terrorism, political evacuations, or kidnap response. Upgrade to CAP Total Assist for more.

CAP in action

When a crisis hits abroad.

Here's what CAP does.

$0 out of pocket
CAP vs Travel Insurance

Travel insurance wasn't
built for this.

Insurance is a financial product. It was not designed to manage a live crisis, which is exactly why the two work best together.

CAP vs Travel Insurance
CAP Medical Assist
CAP Total Assist
Travel Insurance
No loss required
No claims process required
Medical evacuation to home hospital of choice
No deductibles or reimbursements
Medical expense reimbursement
Trip refund & cancellation
Evacuation for natural disasters
Response for terrorist events
Response for riots & civil commotion
Included Not included

No loss required

CAP Medical Assist
CAP Total Assist
Travel Insurance

No claims process required

CAP Medical Assist
CAP Total Assist
Travel Insurance

Medical evacuation to home hospital of choice

CAP Medical Assist
CAP Total Assist
Travel Insurance

No deductibles or reimbursements

CAP Medical Assist
CAP Total Assist
Travel Insurance

Medical expense reimbursement

CAP Medical Assist
CAP Total Assist
Travel Insurance

Trip refund & cancellation

CAP Medical Assist
CAP Total Assist
Travel Insurance

In-country evacuation for natural disasters

CAP Medical Assist
CAP Total Assist
Travel Insurance

In-country evacuation for terrorist events

CAP Medical Assist
CAP Total Assist
Travel Insurance

In-country evacuation for riots & civil commotion

CAP Medical Assist
CAP Total Assist
Travel Insurance
Get Started →

CAP vs Competitors

How does CAP stack up?

See how CAP Medical Assist and CAP Total Assist compare to the other travel assistance and evacuation services.

CAP vs Competitors
CAP Medical Assist
CAP Total Assist
Medjet
Global Rescue
Starting price (up to 30 days)
$72
$99
$255
$275
Fully funded medical evacuation / repatriation to home hospital of choice
Capped at $500K per 12 months
Fully funded security evacuation to temporary or terminal safe haven
Add-on onlyMedjetHorizon (+$90)
Add-on only+$274 (30 days); $100K cap
Does not require formal government recommendation to trigger security evacuation
N/A
ConditionalSole Discretion of Global Rescue
US Domestic Plan available for travel 100+ miles from residence
150+ miles only
Mobile app with one-touch ASSIST, risk alerts & GPS tracking
No monetary limits for medical and security evacuations
Medical only
$500K medical / $100K security / $15K field-rescue caps
TECHNOLOGY & OPERATIONS GAP
In-house, live 24/7 crisis response operation
✘ Outsourced
Who actually powers the security / crisis response?
Medical only
In-house
✘ Outsourced
In-house
ADDITIONAL DIFFERENTIATORS
Evacuation when you feel unsafe — no harm or loss required
Requires MedjetHorizon
add-on
Company's sole discretion; must request within 5 days of event
Kidnap for ransom, wrongful detention, blackmail / extortion & disappearance response
Requires Medjet Horizon
add-on
Kidnap-for-ransom excluded
No age limits or senior surcharges
All ages (pre-existing condition limitation applies 65+)
All ages (pre-existing condition limitation applies 65+)
Standard plans under 75 only; ages 75-84 pay $450+, need physician statement, 1 transport/yr; no coverage 85+
Under 75 standard; 75-84 by application only; no medical transport over age 85
Pre-existing conditions covered
No exclusion under age 65
No exclusion under age 65
Under 75, with carve-outs
45-day lookback exclusion (1 year for ages 75-84)
30-day trip; medical + security combined price
N/AMedical only
$99
$345
$549
Included Not included

Starting price (up to 30 days)

CAP Medical Assist $72
CAP Total Assist $99
Medjet $255
Global Rescue $275

Fully funded medical evacuation / repatriation to home hospital of choice

CAP Medical Assist
CAP Total Assist
Medjet
Global Rescue Capped at $500K per 12 months

Fully funded security evacuation to temporary or terminal safe haven

CAP Medical Assist
CAP Total Assist
Medjet Add-on only MedjetHorizon (+$90)
Global Rescue Add-on only +$274 (30 days); $100K cap

Does not require formal government recommendation to trigger security evacuation

CAP Medical Assist N/A
CAP Total Assist
Medjet
Global Rescue Conditional Sole Discretion of Global Rescue

US Domestic Plan available for travel 100+ miles from residence

CAP Medical Assist
CAP Total Assist
Medjet 150+ miles only
Global Rescue

Mobile app with one-touch ASSIST, risk alerts & GPS tracking

CAP Medical Assist
CAP Total Assist
Medjet
Global Rescue

No monetary limits for medical and security evacuations

CAP Medical Assist Medical only
CAP Total Assist
Medjet
Global Rescue $500K medical / $100K security / $15K field-rescue caps

TECHNOLOGY & OPERATIONS GAP

In-house, live 24/7 crisis response operation

CAP Medical Assist
CAP Total Assist
Medjet ✘ Outsourced
Global Rescue

Who actually powers the security / crisis response?

CAP Medical Assist Medical only
CAP Total Assist In-house
Medjet ✘ Outsourced
Global Rescue In-house

ADDITIONAL DIFFERENTIATORS

Evacuation when you feel unsafe — no harm or loss required

CAP Medical Assist
CAP Total Assist
Medjet Requires MedjetHorizon add-on
Global Rescue Company's sole discretion; must request within 5 days of event

Kidnap for ransom, wrongful detention, blackmail / extortion & disappearance response

CAP Medical Assist
CAP Total Assist
Medjet Requires MedjetHorizon add-on
Global Rescue Kidnap-for-ransom excluded

No age limits or senior surcharges

CAP Medical Assist All ages (pre-existing condition limitation applies 65+)
CAP Total Assist All ages (pre-existing condition limitation applies 65+)
Medjet Standard plans under 75 only; ages 75-84 pay $450+, need physician statement, 1 transport/yr; no coverage 85+
Global Rescue Under 75 standard; 75-84 by application only; no medical transport over age 85

Pre-existing conditions covered

CAP Medical Assist No exclusion under age 65
CAP Total Assist No exclusion under age 65
Medjet Under 75, with carve-outs
Global Rescue 45-day lookback exclusion (1 year for ages 75-84)

30-day trip; medical + security combined price

CAP Medical Assist N/A Medical only
CAP Total Assist $99
Medjet $345
Global Rescue $549
Disclaimer: Information accurate based on publicly available plan documentation as of 5 August 2026.
WHY CAP

Backed by 40 years of real-world crisis response.

CAP is backed by FocusPoint International's teams of former military, law enforcement, and medical professionals who coordinate and respond in-country, in real time.

40 years of crisis response experience
220+ countries & territories covered
24/7/365 two always operating response centers
BACKED BY Lloyd's of London
Get My Price →
CAP Crisis Response Operations Center
REVIEWS

Trusted by travelers worldwide.

PRICING

Crisis-grade coverage

One simple rate for your entire trip. No deductibles, no claims, and no surprise bills. Every dollar of the response is covered while it's happening, not reimbursed months later.

See everything in each plan →
from $99 for up to 30 days*
CAP Total Assist
Everything in Medical, plus full Security Response.
Get My Price →
Fully funded · No deductibles · No claims
$0
Out of pocket
Crisis costs are funded directly, you never see a bill.
$0
Deductibles
Nothing to meet first, help starts the moment you call.
Frequently asked

Questions, answered

What is CAP and how is it different from travel insurance?
CAP is a crisis-response service, not insurance. Insurance reimburses you after a trip goes wrong; CAP responds while it's happening — coordinating medical and security help on the ground and paying the bills directly, with no claims and no out-of-pocket costs.
Do I need CAP if I already have travel insurance?
Yes — they do different jobs. Insurance covers financial losses like trip cancellation and reimbursement. CAP handles the live emergency: evacuation, on-the-ground response, and getting you home. Most prepared travelers carry both.
What's the difference between CAP Medical Assist and CAP Total Assist?
CAP Medical Assist covers medical crises and evacuation to your home hospital of choice. CAP Total Assist adds full security response — natural disaster, terrorism, political threat, and civil unrest evacuation — on top of everything in CAP Medical Assist.
Does CAP cover pre-existing conditions?
CAP coordinates and funds emergency response without the pre-existing-condition exclusions that often limit insurance claims. See your plan terms for the specifics that apply to your situation.
Are there age limits?
CAP is available to travelers across age groups, with plans for individuals, families, and groups. Specific eligibility is confirmed during checkout.
Can I cancel my plan before travel?
Yes. You can cancel any time before your coverage start date.
What if I buy a plan and never need to use it?
Then you traveled with a 24/7 response team on standby and never had to think about it. That's the plan working exactly as intended.
ONE CALL. A TEAM THAT PICKS UP.

When things go wrong
abroad, we go to work.

Medical coordinators, security specialists, and crisis professionals who have handled situations exactly like yours — answering live, 24/7, anywhere you travel.

Quote in 2 minutes
No claims, ever
Cancel anytime before travel
Get My Price